Workers' Compensation Tool

What is your
claim worth?

Get an instant, data-based estimate of your workers' comp settlement value in under 2 minutes.

$41K National avg settlement
Of wages replaced
30–50% More with an attorney
1Your Income
2Your Injury
3Disability
4Your Results
💰 Your income before injury

Workers' comp benefits are based on your average weekly wage (AWW) before the injury occurred.

Enter your gross annual income
🩹 Injury details

The type, severity, and affected body part significantly impact your settlement value.

* Approximate schedule weeks representing complete loss. Your impairment rating determines your actual share.

Time on temporary disability (TTD)
Bills paid or owed so far
Surgery, therapy, ongoing care
📋 Permanent disability rating

Once you reach Maximum Medical Improvement (MMI), your doctor assigns an impairment rating that determines permanent disability benefits.

Impairment rating ? 15%
0% (no permanent impairment) 100% (total loss)
Maximum Medical Improvement
Attorneys typically increase settlements 30–50%
Your Estimate

Settlement Range Analysis

Based on your inputs and 2025 workers' compensation data. Results are estimates — actual settlements vary.

Estimated Settlement Range
Conservative
Full recovery
Midpoint estimate:
Temp. Disability (TTD)
Weekly benefit × weeks off
Permanent Disability (PPD)
Impairment rating × schedule weeks
Medical Costs Covered
Past + estimated future bills
Your Weekly Benefit Rate
~66.7% of your average weekly wage
Factors driving your estimate
Wage replacement
Permanent impairment
Medical expenses
Return-to-work impact
Important disclaimer: This calculator provides rough estimates for educational purposes only. Workers' compensation laws vary significantly by state, and actual settlements depend on medical evidence, state-specific benefit schedules, impairment rating guidelines, and insurer negotiations. This is not legal advice. Always consult a licensed workers' compensation attorney for a proper case evaluation.
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Get a free attorney consultation

Workers' comp attorneys work on contingency (no fee unless you win) and typically increase settlements by 30–50%. Most offer free case reviews.

How workers' comp settlements work

Understanding the key concepts behind your claim value

01

Average Weekly Wage (AWW)

The foundation of your claim. Benefits are calculated as roughly 2/3 of your AWW, subject to state caps. Higher earnings = higher benefits, up to state maximums.

02

Maximum Medical Improvement (MMI)

The point when your doctor says you've healed as much as possible. Reaching MMI triggers the permanent disability evaluation and typically precedes settlement.

03

Impairment Rating

A physician assigns a 0–100% rating using AMA guidelines. This percentage, multiplied against your state's body-part schedule, drives your permanent disability benefit.

04

Lump-Sum vs. Structured

Settlements can be paid as a single lump sum (faster, more certain) or structured payments over time. A lump sum closes the claim; structured payments may include open medical.